Terms and conditions

Nature of the Service — simulated accounts

1.1. Funded Capital provides an evaluation service in which you demonstrate trading skill under defined rules. All trading on both evaluation ("challenge") accounts and funded accounts takes place in a SIMULATED environment using virtual funds and real-market pricing.

1.2. You are not trading real money, you are not investing, and you do not acquire any ownership of, or right to, any financial instrument, currency, or capital. No real orders are placed in any live market on your behalf.

1.3. Any figures shown as "account size", "balance", "profit", or "capital" refer to simulated amounts and are used solely to measure performance against the program rules. They do not represent real funds held by you or on your behalf.

1.4. The Service is a technology and educational product for evaluating trading performance. It is not a brokerage, a financial advisory service, an investment service, or a money-management service, and nothing on the Service constitutes financial, investment, tax, or legal advice.

Eligibility

2.1. You must be at least 18 years old and have full legal capacity to enter into a contract.

2.2. You are responsible for ensuring that your use of the Service is lawful in your country of residence. We may decline or restrict access from certain jurisdictions at our discretion.

2.3. You agree to provide accurate and complete information when purchasing a challenge or creating an account, and to keep that information up to date.

The evaluation process

3.1. Funded Capital offers evaluation programs (for example, 1-Step and 2-Step Challenges) in a range of simulated account sizes. The specific objectives, drawdown limits, and conditions applicable to each program are displayed on the Service before purchase and form part of these Terms.

3.2. To pass an evaluation, you must reach the stated profit objective while remaining within all applicable rules, including the daily loss limit and the maximum loss limit, for the relevant program.

3.3. On passing every required phase, you are provided with credentials for a simulated funded account, subject to these Terms and the applicable program rules.

3.4. INACTIVITY. An evaluation account must remain in use: you must open at least one new position every 30 consecutive days. The period starts when the account credentials are issued and resets each time a new position is opened. If no new position is opened within that period, the evaluation fails and the account is closed. This applies because each account is provided by a third-party broker and is withdrawn when left unused. The remaining time is shown in your dashboard.

3.5. We may update program rules, objectives, and conditions from time to time. Changes apply to purchases made after the change; the rules displayed at the time of your purchase apply to that purchase.

Fees, payment, and refunds

4.1. The purchase of a challenge is subject to a one-time evaluation fee shown at checkout. The fee is paid for access to the evaluation service and the delivery of account credentials.

4.2. Payments are processed by our third-party payment processor, Stripe. We do not store your full card details. By paying, you also agree to the payment processor's applicable terms.

4.3. REFUND POLICY. The evaluation fee is non-refundable once the account credentials for the purchased account have been delivered to you (for example, by email), because the service has at that point been rendered. If, exceptionally, credentials have not been delivered due to a fault on our side and cannot be delivered, you may contact us at support@funded-capital.com to request a refund of that specific purchase.

4.4. Chargebacks initiated without first contacting us to resolve an issue may be treated as a breach of these Terms and may result in termination of your access. We maintain records (including credential-delivery confirmation and account activity) to respond to payment disputes.

4.5. All fees are stated in US dollars unless otherwise indicated and are inclusive or exclusive of applicable taxes as shown at checkout.

Rules, conduct, and breach

5.1. You must follow all program rules at all times. A breach of a hard rule (for example, exceeding the daily loss limit, the maximum loss limit, or the 30-day inactivity limit in clause 3.4) results in the evaluation or funded account failing, in accordance with the applicable program rules.

5.2. The following are prohibited and may result in immediate termination without refund: exploiting errors, latency, or pricing gaps in the simulated environment; using the Service in a way it is not intended; coordinating accounts to manipulate outcomes; using another person's identity; and any attempt to gain an unfair or non-genuine result.

5.3. Permitted automated tools and strategies may be used only where the applicable program rules allow, and only where they do not exploit the simulated environment.

5.4. We may review any account for compliance and may withhold a pass, a funded account, or a payout where we reasonably determine that a rule has been breached or a result was not achieved genuinely.

Funded accounts and payouts

6.1. A simulated funded account is provided after all required evaluation phases are passed and verified, and remains subject to these Terms and the applicable program rules.

6.2. Eligible reward ("payout") requests are submitted through your dashboard and are reviewed against the applicable program terms before any payment is made. Meeting the technical conditions does not by itself guarantee a payout if a rule has been breached.

6.3. REWARD SPLIT. You receive 90% of the profit generated on a simulated funded account. No platform fee is deducted from your share.

6.4. PAYOUT METHOD AND TIMING. Payouts are made in cryptocurrency or by bank transfer, as you choose. Once a request is verified and approved, payment is sent within 24 hours. Network or banking processing times after we send the payment are outside our control.

6.5. Payout requests are submitted by email to support@funded-capital.com from the address registered to your account. We may request information needed to verify your identity and the account before releasing funds.

6.6. We may set out further reward conditions, minimum thresholds, and verification steps in the applicable program terms, which form part of these Terms.

Accounts and security

7.1. You are responsible for keeping your login details and any account credentials confidential and for all activity under your account.

7.2. You must notify us promptly at support@funded-capital.com if you believe your account has been accessed without authorization.

Intellectual property

8.1. The Service, including its content, design, and software, is owned by Funded Capital or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable right to use the Service for its intended purpose. You may not copy, resell, or reverse-engineer any part of the Service.

Disclaimers and limitation of liability

9.1. The Service is provided "as is" and "as available". We do not warrant that it will be uninterrupted or error-free.

9.2. Because all trading is simulated, you cannot suffer a loss of your own capital through trading on the Service. Nothing in these Terms limits any liability that cannot be limited under applicable law.

9.3. To the maximum extent permitted by law, our total liability arising out of or relating to the Service is limited to the amount of the evaluation fee you paid for the purchase giving rise to the claim.

9.4. We are not liable for indirect or consequential losses, or for interruptions, delays, or errors in third-party services (including the trading platform, broker, payment processor, hosting, or email delivery).

Suspension and termination

10.1. We may suspend or terminate your access to the Service if you breach these Terms, if we are required to do so by law, or to protect the integrity of the Service.

10.2. You may stop using the Service at any time.

Changes to these Terms

11.1. We may update these Terms from time to time. The "Last updated" date reflects the latest version. Continued use of the Service after a change means you accept the updated Terms.

Governing law and disputes

12.1. These Terms are governed by the laws of Lithuania. Disputes are subject to the competent courts of Lithuania, without prejudice to any mandatory consumer-protection rights you have in your country of residence.

Company details and contact

Funded Capital

Registered office: Vilnius, Lithuania

Email: support@funded-capital.com

For any questions about these Terms, contact us at support@funded-capital.com.